Single Finance
  • 🧑‍🌾Single Finance Lab
  • 🎇Getting Started
    • MetaMask
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  • Overview
    • 🌿Our Products
    • 🛡️Capital Protection (USD)
      • Stoploss, Lend & Stake
    • 💻Terminology
    • 💰Fee & Parameters
      • Single-Click Strategy
      • Leveraged Yield Farming
      • Lending & Interest Rate Model
    • 🗓️Roadmap
    • ❗Risks
  • Yield Farming
    • ⚖️Single-Click Strategy
      • Mechanics of Pseudo Market-Neutral Strategy
      • [Feature] Position Rebalance on Pseudo Market-Neutral Strategy
      • Mechanics of Leveraged Short/Long Strategy
    • 🌾Leveraged Yield Farming
      • [Boosting] VVS Boost Farms
      • [Boosting] xGRAIL Boost Farms
    • 👣Step-by-Step Guide
      • Open a Pseudo Market-Neutral Strategy Position
      • Adjust/Close your Pseudo Market-Neutral Strategy Position
      • Position Rebalance on Pseudo Market-Neutral Strategy
      • Open a Leveraged Short/Long Farming Position
      • Adjust/Close your Leveraged Short/Long Farming Position
      • Open a Leveraged Yield Farming Position
      • Adjust/Close your Leveraged Yield Farming Position
      • Manual Harvest
    • 🤯Liquidation
    • 💸Price Impact
    • 📈Price effect vs Impermanent loss
    • ❓FAQ
  • Lending & Staking
    • 🏦Lending & ibTokens
    • 🗳️$SINGLE Staking (Cronos only)
    • 👣Step-by-Step Guide
      • Lend and Stake Assets to Lending Pool
      • Unstake and Withdraw Assets from Lending Pool
      • Upgrade to V2 Staking Vault (for existing lenders)
      • Withdraw Assets from Capital Protected Vault
    • ❓FAQ
  • Tokenomics
    • 🌠SINGLE Token
    • 🚅veSINGLE Token
      • veSINGLE Formula
      • Step-by-Step Guide
    • 🏨Protocol Governance
    • 💓Farming Reward
    • 🌕How to Bridge/Swap SINGLE
  • AUTOSINGLE
    • 🤖AutoSingle Protocol
  • Language
    • 한국어
  • Litepaper
    • Background
    • Liquidity Mining
    • Risks and Pain Points
    • The Single Finance Protocol
      • Pseudo Market-Neutral Strategy
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On this page
  • Cronos Chain's Lending Pool
  • CRO Borrowing Interest Rate
  • USDC Borrowing Interest Rate
  • USDT, VVS, SINGLE, MMF Borrowing Interest Rate
  • MUSD Borrowing Interest Rate
  • Other Tokens Borrowing Interest Rate
  • Arbitrum Chain's Lending Pool
  • WETH Borrowing Interest Rate
  • USDC, USDT Borrowing Interest Rate
  • Other Tokens Borrowing Interest Rate
  • Fantom Chain's Lending Pool
  • FTM Borrowing Interest Rate
  • USDC (Multichain), fUSDT (Multichain) Borrowing Interest Rate
  • Fee Parameters (Lending)
  1. Overview
  2. Fee & Parameters

Lending & Interest Rate Model

Updated on 31 Aug 2023

Single Finance adopts a triple-slope interest rate model to determine borrowing interest rates. Different assets shall employ different parameters of the same model.

Borrowing Interest = Multiplier * Utilization + Base Rate

Lending Interest = Borrowing Interest * Utilization * (1 - Lending Reserve Fee)

Cronos Chain's Lending Pool

CRO Borrowing Interest Rate

Utilization Range
Minimum Interest Rate
Maximum Interest Rate
Multiplier
Base Rate

0%-50%

0%

15%

0.3

0

50%-90%

15%

25%

0.25

0.025

90%-100%

25%

100%

7.5

-6.5

USDC Borrowing Interest Rate

Utilization Range
Minimum Interest Rate
Maximum Interest Rate
Multiplier
Base Rate

0%-50%

0%

10%

0.2

0

50%-90%

10%

20%

0.25

-0.025

90%-100%

20%

100%

8

-7

USDT, VVS, SINGLE, MMF Borrowing Interest Rate

Utilization Range
Minimum Interest Rate
Maximum Interest Rate
Multiplier
Base Rate

0%-50%

0%

10%

0.2

0

50%-90%

10%

15%

0.125

0.0375

90%-100%

15%

100%

8.5

-7.5

MUSD Borrowing Interest Rate

Utilization Range
Minimum Interest Rate
Maximum Interest Rate
Multiplier
Base Rate

0%-50%

0%

1%

0.02

0

50%-90%

1%

3%

0.05

-0.015

90%-100%

3%

100%

9.7

-8.7

Other Tokens Borrowing Interest Rate

Utilization Range
Minimum Interest Rate
Maximum Interest Rate
Multiplier
Base Rate

0%-50%

0%

15%

0.3

0

50%-90%

15%

25%

0.25

0.025

90%-100%

25%

100%

7.5

-6.5

Arbitrum Chain's Lending Pool

WETH Borrowing Interest Rate

Utilization Range
Minimum Interest Rate
Maximum Interest Rate
Multiplier
Base Rate

0%-50%

0%

1%

0.02

0

50%-90%

1%

10%

0.225

-0.1025

90%-100%

10%

25%

1.5

-1.25

USDC, USDT Borrowing Interest Rate

Utilization Range
Minimum Interest Rate
Maximum Interest Rate
Multiplier
Base Rate

0%-50%

0%

10%

0.2

0

50%-90%

10%

15%

0.125

0.0375

90%-100%

15%

100%

8.5

-7.5

Other Tokens Borrowing Interest Rate

Utilization Range
Minimum Interest Rate
Maximum Interest Rate
Multiplier
Base Rate

0%-50%

0%

15%

0.3

0

50%-90%

15%

25%

0.25

0.025

90%-100%

25%

100%

7.5

-6.5

Fantom Chain's Lending Pool

FTM Borrowing Interest Rate

Utilization Range
Minimum Interest Rate
Maximum Interest Rate
Multiplier
Base Rate

0%-50%

0%

21%

0.42

0

50%-90%

21%

25%

0.1

0.16

90%-100%

25%

35%

1

-0.65

USDC (Multichain), fUSDT (Multichain) Borrowing Interest Rate

Utilization Range
Minimum Interest Rate
Maximum Interest Rate
Multiplier
Base Rate

0%-50%

0%

8%

0.16

0

50%-90%

8%

12%

0.1

0.03

90%-100%

12%

100%

8.8

-7.8

Fee Parameters (Lending)

Lending Reserve Fee

Lending\;Reserve\;Fee = Borrowing\;interest \times 18\%\
  • All 18% goes to Buyback and Burn of SINGLE.

Please note that the APR/APY shown already factored in this fee, what you see is what you get.

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Last updated 1 year ago

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